Paying attention to detail when it comes to your insurance company’s handling of your claim from the time you report the claim onward is important. If you submitted a claim promptly, cooperated with all facets of the investigation and provided all documentation requested, your insurance company should honor the claim if it is a covered loss. If however, the insurance company is delaying the claim or otherwise treating you unfairly, provisions of Florida’s bad faith statutes may be at issue.

Provisions within the Florida Statutes and Administrative Code control the conduct of insurance companies in Florida. If an insurance company engages in claims handling practices that are contrary to Florida law, or which violate the recognized industry standards for handling claims, a “bad faith” lawsuit may be appropriate if certain conditions are met.

Lawsuits against insurance companies acting in “bad faith” must be conducted at the end of an insurance claim dispute.