We help you fight for the compensation you deserve
LIFE INSURANCE
CLAIMS
The last thing you should have to face during this challenging time is an insurance company wrongfully denying or delaying your life insurance claim. Unfortunately, insurers often find ways to dispute claims, leaving beneficiaries without the financial security they were promised. Our experienced attorneys fight to ensure you receive the full benefits you are owed.
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Types of Life Insurance Policies
Term Life Insurance – Provides coverage for a specific period. If the insured passes away during this time, the beneficiary receives a lump sum payout. Term policies are generally more affordable than permanent life insurance policies but do not accumulate cash value over time. They can be a good option for those seeking financial protection for a set period, such as the duration of a mortgage or until children reach adulthood.
Cash Value Life Insurance – Includes a savings component that accumulates value over time, which may impact the final payout to beneficiaries. These policies, such as whole life or universal life insurance, allow the policyholder to build savings that can be borrowed against or withdrawn during their lifetime. Upon the insured’s death, the policy pays the face value, including any accumulated interest or dividends, offering both financial security and investment potential.
Why Choose Our life insurance claims lawyers
Choose Danahy & Dunnavant, P.A. for your life insurance dispute because our experienced attorneys have successfully handled cases across Florida, holding insurers accountable for wrongful claim denials and bad faith practices. We provide aggressive advocacy to ensure you receive the compensation you deserve, and with our contingency-fee basis, you pay nothing unless we win your case. Serving clients statewide, from the Panhandle to the Keys, we are committed to protecting policyholders’ rights and fighting for fair treatment.
COMMON ISSUES WE HANDLE
What to Do If Your Life Insurance
Claim Is Denied
Review the Denial Letter
Understand the insurer’s reason for denial and check for any policy exclusions or lapses.
Gather Supporting Documents
Collect the policy details, medical records, death certificate, and all correspondence with the insurer.
File an
Appeal
Submit a formal appeal with additional evidence to challenge the denial and request a reconsideration.
Consult an Attorney
A life insurance claims attorney can fight for your rightful benefits, negotiate with the insurer, and take legal action if necessary.
serving the state of florida since 1924
With over 40 years of dedicated practice, our firm has established itself as a leader in insurance ligitation. Ask us about some of the accolades and achievements that highlight our expertise.
“After Hurricane Ian devastated our area, the D&D team stepped in and fought for every penny we were owed.”
The Slovinacs
Scott & Kelly
Your Questions Answered
Why was my life insurance claim denied?
Claims may be denied due to policy lapses, alleged misrepresentations, or disputes over the cause of death. An attorney can help challenge unfair denials.
How long do I have to file a claim in Florida?
Florida law requires beneficiaries to collect life insurance benefits within five years of the insured’s death.
What are the main types of life insurance?
Term life insurance – Pays a set amount upon death.
Cash value life insurance – Accumulates interest, increasing the payout.
What if my claim is delayed?
Request a written explanation, gather documents, and consult an attorney if delays persist. Insurers may stall to reduce payouts.
How can Danahy & Dunnavant, P.A. help?
We fight wrongful denials and underpayments. No fees unless we win. Call (813) 906-1841 for a free consultation.
Get Legal Help for Your Life Insurance Claims
Don’t let insurers undervalue your claim. Contact us today for a free consultation!
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