Was Your Insurance Claim Denied, Underpaid, or Mishandled?

fire damage claims

A fire can devastate your home or business in minutes, causing extensive damage, lost valuables, and emotional trauma. After the flames are out, filing a fire damage insurance claim can become a difficult and frustrating process. Many policyholders face delays, low settlements, or even a denied fire damage claim, making recovery even harder. Our experienced lawyers for fire damage are here to help you navigate complex fire insurance claims and fight for the compensation you deserve.

Get My Case Evaluated( FREE )

No commitment required

Common Fire Insurance Claim Issues

Disputes over the cause of the fire – Insurers may claim the fire was due to negligence or an uncovered peril.

Low settlement offers – Insurance companies often undervalue property damage, forcing policyholders to cover rebuilding costs.

Smoke damage disputes – Smoke and soot can cause severe damage, but insurers may downplay or deny compensation for these losses.

Delays in claim processing – Long wait times for inspections and payments can make recovery even more difficult.

Get My Case Evaluated( FREE )

Why You Need a Fire Damage Attorney

Insurance companies may delay, undervalue or even deny fire damage claims adding stress to an already devastating situation. At Danahy & Dunnavant, P.A., we fight to make sure policyholders get the full compensation they're entitled to. Our experienced legal team understands the complexities of fire-related losses and has helped recover millions in insurance payouts for homeowners and business owners across Florida. Let us advocate for you and help rebuild what was lost.

COMMON ISSUES WE HANDLE

Filing a Fire Damage

Insurance Claim

Document the Damage

Create a detailed inventory of damaged or destroyed items, including descriptions, values, and purchase dates if possible.

Contact Your Insurance

Contact your insurance company as soon as possible to report the fire and your intention to file a claim.

Cooperate with the Adjuster

Submit all requested documentation to the adjuster, including your completed claim form, inventory of damaged items, photos, videos, and any other supporting evidence.

Review and Settle the Claim

Review settlement. Once you agree on a settlement, sign the necessary paperwork and receive your payment.

Over 40 years

of combined experience

Our team of Insurance Claim Lawyers in Florida is a trusted advocate for policyholders across the state. We’ve successfully handled thousands of Insurance Claims, including cases where Insurance was Denied in Florida due to bad faith or unfair practices. Recognized for our legal skill and commitment to results, we fight for your rights. Ask us about the accolades and achievements that prove our experience and ability.

Get My Case Evaluated( FREE )

“I have never seen someone work so hard for their clients.”

Courtney Bumgarner

Paralegal, Danahy & Dunnavant

Your Questions About Fire Damage Claims

What should I do immediately after a fire to start my insurance claim?

After a fire, prioritize safety and contact emergency services. Once it's safe, document the damage by taking photos and videos. Notify your insurance company as soon as possible and request a copy of your policy. Keep records of all expenses related to temporary housing, repairs, and lost items.

Why do insurance companies deny fire damage claims?

Insurers may deny fire damage claims by arguing that the fire resulted from arson, or an uncovered cause. They may also claim that damages are exaggerated or pre-existing. If your claim is denied unfairly, our legal team can help you fight for the compensation you deserve.

How long does the fire damage insurance claim process take?

The timeline for a fire damage claims depend on the extent of the damage, the insurer’s investigation, and whether any disputes arise. While some claims are resolved within weeks, complex cases involving extensive damage or claim denials may take months.

Will my insurance cover smoke and water damage from the fire and suppression?

Most fire insurance policies cover not only fire damage but also related smoke and water damage caused by firefighting efforts. However, insurers may attempt to minimize payouts. If your settlement offer is too low, our attorneys can help ensure you receive full compensation.