Denied or Underpaid Hail Claims? Let Us Fight for You!
hail damage claims
Hurricanes can cause devastating storm damage to homes and businesses. From storm damage roof destruction to interior flooding, these storms leave property owners struggling to recover.
No commitment required
What to Do After a Hailstorm
Inspect Your Property – Look for visible signs of hail damage, such as dents on siding, cracks in windows, or missing shingles on the roof
Take Photos and Videos – Document all damage thoroughly with timestamps. This can serve as crucial evidence for your insurance claim.
Contact Your Insurance Company – Notify your insurer about the hail damage as soon as possible.
Schedule a Professional Inspection – A licensed contractor or roofing specialist can provide a detailed assessment of the damage.
Avoid Premature Repairs – Unless necessary for safety, do not begin repairs until the insurance adjuster has inspected the damage.
Why You Need a Hail Damage Insurance Attorney
Insurance companies often use tactics to minimize claim payouts, leaving policyholders struggling to cover repair costs. At Danahy & Dunnavant, P.A., we provide the legal expertise and aggressive representation needed to ensure that your claim is handled fairly. Our legal team has successfully recovered millions in insurance payouts for homeowners and business owners across Florida.
insurance coverage for hail damages
Does Homeowners Insurance
Cover Hail Damage?
Typically Covered
Most standard homeowners insurance policies cover hail damage, including roof, siding, and window repairs.
Deductible Applies
You’ll need to pay your policy’s deductible before coverage kicks in, and some policies have a separate deductible for hail damage.
Limited Coverage
Policies may have limits on roof coverage, especially for older roofs, and some exclude cosmetic damage.
Filing a Claim
Promptly inspect for damage after a storm, document it with photos, and file a claim with your insurer if necessary.
serving the state of florida since 1924
With over 40 years of dedicated practice, our firm has established itself as a leader in insurance ligitation. Ask us about some of the accolades and achievements that highlight our expertise.
“I have never seen someone work so hard for their clients.”
Courtney Bumgarner
Paralegal, Danahy and Dunnavant
Hail Damage Insurance Claims Facts
How do I know if my roof has hail damage?
Hail damage may not always be visible from the ground. Common signs include dented or cracked shingles, missing granules, leaks, or damage to gutters and siding. A professional inspection can help assess the full extent of the damage.
Can my insurance company deny my hail damage claim?
Yes, insurers may deny claims by arguing that the damage is due to normal wear and tear, a construction defect, or other non-covered causes. If your claim is denied or underpaid, our legal team can help you challenge the decision.
How long do I have to file a hail damage claim in Florida?
Florida law generally allows policyholders a limited time to file an insurance claim after a hailstorm. However, it’s best to report the damage as soon as possible to avoid disputes. Our attorneys can help determine your claim deadlines.
Will my insurance cover a full roof replacement?
It depends on the policy and the extent of the damage. Some insurers may only cover repairs, while others may pay for a full replacement if the damage is severe. If your insurer undervalues your claim, we can advocate for the coverage you deserve.
Get Expert Legal Help for Mold and Water Damage Claims
Don’t let mold or water damage claims go unresolved. Contact us today for a free consultation!
Ready to schedule your 1-on-1?
Enter your information below and we'll give you a call.
Danahy & Dunnavant HAS the experience and knowledge to win against big insurance companies
901 W Swann Ave
Tampa, FL 33606
Our Team
Types of Loss
Hurricane and Storm Damage
Business and Commercial Claims
Water and Mold Damage
Fire Damage
Hail Damage
Bad Faith
Life Insurance
Learn More
Erin Case Law
Hurricane Guide
Guide 2
Guide 3
Educational Videos
Blog 1
Blog 2
Copyright © 2024 Danahy and Dunnavant. All rights reserved
